Protection against loss of revenue due to a county-level production loss, a price decline, or a combination of both.

MPCI Area Plans

Area Revenue Protection

& Area Revenue Protection With Harvest Price Exclusion

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Area Revenue Protection  Overview


Area Revenue Protection is a county-based revenue insurance product that pays in the event the Final County Revenue falls below the Trigger Revenue level you selected. The Trigger Revenue is calculated using the higher of the Projected Price or Harvest Price. Individual farm revenues and yields are not considered, so your individual farm may experience reduced yield/revenue, but you may not receive an indemnity. ARP offers “upside” Harvest Price protection by valuing lost bushels at the Harvest Price.

Area Revenue Protection with Harvest Price Exclusion (ARP-HPE) is a county-based revenue insurance product that insures in the same way as ARP, but uses only the Projected Price to determine the loss guarantee.

    How Area Revenue Protection  Works


    • Both plans use county yields based on National Agriculture Statistics Service (NASS) data.
    • The Commodity Exchange Price Provisions (CEPP) are used to determine the Projected and Harvest Prices.
    • Both plans pay an indemnity if the Final County Revenue is lower than the selected Trigger Revenue.

    What Are The Benefits?


    SET REVENUE

    ARP-HPE guarantees the producer a set amount of county revenue.

    CROP POLICY COMPATIBLE

    Fits well with a full coverage crop hail policy, which provides add'l individual coverages.

    FLEXIBLE PROTECTION

    Both plans provide flexibility and allow the producer to choose between several coverage levels and amounts of protection.

    PRICE PROTECTION

    ARP allows the producer to increase Expected County Revenue if the Harvest Price is higher than the Projected Price.

    BACKED BY FCIC

    Subsidized by Federal Crop Insurance Corporation and protects against widespread loss of yield in a county.