The FMH Difference:
Pillars of Partnership
- Farmer-owned
As a mutual, we are owned by our policyholders – American farmers. - Based in the U.S.
We’ve been headquartered in Iowa since 1893, and we aren’t owned by a foreign parent company. - Dedicated to Crop Insurance
Crop insurance remains our core business, just as it was from our founding. - Legacy of Involvement
From our part-time adjusting staff to executive team, our employees have decades of experience in crop insurance.
- Your FMH Team
Feel supported and empowered to grow with dedicated FMH staff: experienced underwriter, regional trainers, dedicated precision technology specialist, proactive sales manager, full-service marketing team. - In-house Mapping and System Support
When you call with system questions, you talk to staff in our Iowa Home Office. - World-Class Claims Service
Your insureds are in good hands with our adjusters, who receive training beyond RMA requirements.
- FMH Agent Center
Comprehensive policy processing system and mapping tool. Features include CLU history tracking, rate books and reports, automated reminders, and integrations with precision software for accurate acreage and production reporting. - Precision Crop Insurance Solutions
FMH leads the industry in using a farmer’s precision ag data for more accurate crop insurance reporting and claims. Precision Solutions can not only save a farmer time and money, but it can also simplify agent processes and differentiate an FMH partner agency. - FMH Quoter
The industry-leading quoting system offers unique comparative analysis capabilities to empower agents with actionable insights, and payment and profit analysis tools to help agents and insureds make informed decisions swiftly. Save time with instant apply functions to integrate policy updates from quoting directly into the policy processing center. FMHQ enhances operational efficiencies, ensuring a competitive edge for our agent partners. Coming Spring 2025!
- Customized Book of Business Analysis
Your sales manager will help you dive into your book to see where you have successes and opportunities for improvement. - FMH Policyholder Center
One stop shop for insureds to securely submit payments, precision ag data for reporting and claims, find policy documents, check a claim status, and more. - Diverse Products
Comprehensive private products round out MPCI policies and can set your agency apart, with popular products like RAMP, ECO+, and SCO+.
A FUTURE TOGETHER
We know how important it is to work with real people who understand the ins and outs of this industry. When you partner with FMH, you immediately gain a strong support team ready to serve you and your customers – from product knowledge to system training and everything in between.
We Provide Complete Farm Insurance Solutions
FMH Agent Advisory Council
The FMH Agent Advisory Council was created in 2010 as a means to obtain input and feedback from our agents on key strategies and initiatives. Agents are selected to serve based on a variety of factors including productivity, lines of business they write, relationship with the company, and their willingness to participate and provide open feedback and offer ideas. The council is intended to represent a variety of demographics to represent different points of view. FMH is proud to partner with its agents to remain an industry leader in innovative products and customer service.
BECOME AN FMH AGENT
We are always looking for new and experienced independent insurance agents who are ready to partner with America’s Crop Insurance Company to provide peace of mind for the farmers in their communities.
Interested in becoming an Ag Brokerage Solutions (ABS) agent? Complete the ABS Agent Form