A multi-peril crop insurance product that protects against losses in yield due to nearly all natural disasters.
Actual Production History Overview
Yield Protection (YP) and Actual Production History (APH) are multi-peril crop insurance products that protect against losses in yield due to nearly all natural disasters. For most crops, that includes drought, excess moisture, cold and frost, wind, flood, and unavoidable damage from insects and disease. These products guarantee a yield based on an individual producer’s actual production history. If the Production to Count is less than the Yield Guarantee, an indemnity is paid.
How Does It Work?
- Both plans establish a guarantee of bushels per acre.
- YP Projected Price is determined in accordance with CEPP, and APH price is established by the Federal Crop Insurance Corporation (FCIC).
- Both plans pay an indemnity if the Production to Count falls below the Yield Guarantee.
Actual Production History Availability
Coverage varies by state, check with your FMH agent for availability.
What Are The Benefits?
COMPETITIVE PRICING
Both plans offer a competitive premium.
LOSS PROTECTION
Protect against production loss.
PERSONALIZED HISTORY
Based on a producer's own production history.
WIDE COVERAGE RANGE
Coverage levels range from 50% to 85% of the APH.
MULTI UNIT
Coverage provided on basic and optional units.
EU COVERAGE OPTIONS
Enterprise unit coverage is available in some areas.
BACKED BY FCIC
Subsidized by the Federal Crop Insurance Corporation.
Hemp APH
Farmers Mutual Hail offers federal Hemp Actual Production History (APH) coverage through the USDA Risk Management Agency (RMA) insurance program. Learn more about what this product covers, where it’s offered, eligibility requirements as well as coverage levels.
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