Extra protection for hurricane storm damage with your crop insurance policy.
Hurricane Insurance Protection Overview
The Hurricane Insurance Protection-Wind Index (HIP-WI) Endorsement offers extra protection when combined with an underlying crop insurance policy.
Coverage kicks in when a county, or neighboring county, is hit by a named hurricane based on data published by the National Hurricane Center (NHC) at the National Oceanic and Atmospheric Administration (NOAA).
How Hurricane Insurance Protection Works
- HIP-WI indemnities are paid when county loss criteria are met.
- No Notice of Loss is required to be filed for a claim since payments are automatically triggered.
Hurricane Insurance Protection Availability
The HIP-WI and Tropical Storm endorsements are available for over 70 different crops.
Coverage is available in select counties within Atlantic coastal states and those near the Gulf of Mexico within the FMH writing area.
What Are The Benefits?
NO ACREAGE REPORT
No additional acreage report is required for HIP-WI coverage since it's based on your underlying policy.
COMBINE PLANS
Coverage can be combined with the Supplemental Coverage Option (SCO) and the Stacked Income Protection Plan (STAX) with companion policies.
PAIR WITH ENDORSEMENT
HIP-WI may be paired with the Tropical Storm Endorsement for even more protection.
Tropical Storm Option
When combined with Hurricane Insurance Protection - Wind Index (HIP-WI), the Tropical Storm (TS) option provides more complete coverage for tropical storm weather events not covered by HIP-WI.
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